By
IMPAQ
Funding Area
Empowering Health Care Consumers
Date
December 18, 2017
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This NYHealth-funded website by IMPAQ enables New Yorkers to find and compare the projected out-of-pocket costs for chronic conditions or life events by each health plan product available to them.
When shopping for a health plan, many consumers make enrollment decisions solely based on premium costs, and then find themselves having to pay significant costs out-of-pocket for certain drugs or treatments after they have enrolled. These hidden out-of-pocket costs can vary significantly by plan product, and for people with certain conditions or life events, the costs can be high.
New Yorkers can use NYPlanCosts Calculator to compare individual and small group market health plans in their areas, available on and off the NY State of Health Marketplace, and filter the results by key criteria, such as metal level and plan type. This first-in-the-nation calculator can help consumers make more informed health plan decisions and be a model for other states.